Pay for your purchase directly - with your card or bank account. We offer you the following options for this:
● Sofortüberweisung: If you pay with Klarna Sofortüberweisung, you can pay easily, quickly and securely with your online banking details - no registration required, just smooth.
● Direct debit: Pay for your orders by direct debit. Simply enter your bank details and the amount will be debited from your bank account shortly afterwards.
Credit card: Prefer to store with your card? No problem - simply enter your credit card details as usual and your card will be debited automatically.
How smoooth shopping works with Klarna. We're delighted to announce that we're working with Klarna to offer you even more payment methods at checkout. With Klarna you can store what and how you want. It's simple and secure.
And this is how it works
Step 1 Place all the items you want in your shopping cart and select "Klarna" as the payment method at the checkout.
Step 2 Enter the required personal data. You will then find out immediately whether the payment has been approved.
Step 3 Klarna will send you your order confirmation by email and remind you when it's time to pay.
Smoooth fact Once you have completed your first purchase with Klarna, you can complete all future purchases with Klarna with just one click.
QUESTIONS AND ANSWERS
How does instant payment via instant bank transfer with Klarna work?
- You choose your country and your bank.
- Log in with your online banking data. The data will be transmitted to your bank in encrypted form.
- Some banks will send you an additional confirmation PIN to your smartphone, which you must use once to confirm your transaction.
- As soon as the bank transfer has been successful, the retailer receives a confirmation and immediately triggers the order.
How does instant payment by credit card with Klarna work?
- Select Pay Now at the checkout when making your purchase.
- Select credit card as payment method.
- Enter your credit card details as usual and your card will be debited automatically.
How does instant payment by direct debit with Klarna work?
- Select Pay Now at the checkout when making your purchase.
- Select direct debit as the payment method.
- Select your bank and log in. Your account will be debited automatically a few days later.
- Klarna remembers your bank details so that you can pay even faster with 1-click for your next purchase. Absolutely secure and smooth!
SCA (strong customer authentication) is a new European requirement that was created to make online payments more secure. It means that when you make a payment in the EU, additional levels of authentication are required at the time of the transaction. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and inherence: Something that only the user knows (e.g. password, code, personal identification number). Something that only the user possesses (e.g. token, smart card, cell phone). Something that is the user (e.g. biometric features such as a fingerprint).
What is PSD2
The Second EU Payment Services Directive (PSD2) will make online payments more secure from September 14, as it requires a stronger customer authentication procedure (SCA). From this date, you will have to confirm your payments at an online store with an additional factor (two-factor authentication). For example, with a fingerprint in your bank's online banking app or an additional TAN.